A consolidated view of your clients.
AI agents and assistants that act on it.
AdviceCloud brings your custodian feeds, CRM, planning data and documents into one platform. Run portfolio management, billing, reporting and your client portal on it, with algorithms built by advisors doing this job every day. The agents and assistants take the repetitive work off your desk.
First, the data
Everything about a household, in one view.
Two-way sync keeps your CRM, your planning tools and your custodial feeds in agreement — not five systems that match on a good day. The result is a single data layer: the firm sees each household whole, and the AI agents see all of it.
What comes in — and stays in sync both ways
One household record, for the firm and the agents alike
*May exclude recent settlements
Members
Performance
Tax summary
See it running
This is what it looks like.
Five parts of the platform, as they look when you are using them. Open whichever one your firm cares about most — the rest of this page explains what sits behind them.
Your clients’ view
A client portal designed to answer client questions, not create them.
Your firm’s branding, on your own domain. Clients see their accounts, balances, positions and documents. Reports publish from the reporting batch and invoices from the billing run, so you never upload a file.
Allocation
What changed your balance
This separates the money you added or took out from what the markets did — the part clients most often misread.
Accounts
| Account | Type | Balance | Realized this year |
|---|---|---|---|
| Ellis Family Joint ···· 837 | Joint | $1,418,220 | +$12,406.88 |
| James Ellis Rollover IRA ···· 816 | Rollover IRA | $879,340 | $0.00 |
| Margaret Ellis Roth IRA ···· 330 | Roth IRA | $310,480 | +$4,864.05 |
| James Ellis Individual ···· 920 | Individual | $0.00 | $0.00 |
Portfolio management
Rebalance at the household level, or by account.
One target across the whole household, or a target on each account. Bonds where you want them, gains left alone, tax lots chosen for you.
Asset location · Ellis household
Joint taxable
$1.42m
Rollover IRA
$880k
Roth IRA
$310k
Billing
One pass for the whole firm, and a record of it.
A firm-wide run prices every household against its own schedule, applies the splits, minimums and exclusions, and stops at a summary. Nothing is final until you finalize it, and each step afterwards is recorded with who ran it and when.
Finalize workflow
M. Harper · 10/1/2026, 9:14:22 AM · ended 9:19:40 AM
318 of 318 households published · 0 unmapped · ended 9:51:06 AM
318 invoices · published to the client portal · ended 10:04:18 AM
| Household | Billable | Effective fee | Fee | Period |
|---|---|---|---|---|
| Ellis, James & Margaret | $2,608,040 | 0.39% | $2,542.84 | 7/1 – 9/30 |
| Navarro, Luis & Ana | $1,884,320 | 0.39% | $1,837.21 | 7/1 – 9/30 |
| Whitfield Family Trust | $6,142,900 | 0.35% | $5,375.04 | 7/1 – 9/30 |
The Whitfield trust prices at 0.35% because it crosses a breakpoint in its own schedule — the tier does that, not a person remembering to.
Compliance
13F, from the SEC’s own list to the XML you upload.
Each quarter it pulls the official 13F securities list, classifies every firm holding against it as of your date, and shows what it decided for each one. You settle the edge cases, then it generates the filing workbook and the EDGAR XML. You upload it yourself.
Classify firm holdings against the SEC 13F securities list for an as-of date, review each position, then generate the filing workbook and EDGAR XML. The list used is the most recent one on or before that date.
Summary
| Bucket | Count | Total value |
|---|---|---|
| 13-F to Report | 107 | $298,440,210 |
| De Minimis (Omitted) | 273 | $10,142,880 |
| Excluded (DELETED) | 0 | $0 |
| Missing or Unrecognized CUSIP | 0 | $0 |
| Audit — Possible Missed 13F | 4 | $6,318,440 |
| Not 13-F | 345 | $126,315,375 |
Holdings
| Issuer | Class | CUSIP | Value | Shares | 13-F | Bucket |
|---|---|---|---|---|---|---|
| APPLE INC | COM | 037833100 | $4,182,640 | 18,420.00 | Yes | 13-F to Report |
| MICROSOFT CORP | COM | 594918104 | $3,907,115 | 9,842.00 | Yes | 13-F to Report |
| 3M CO | COM | 88579Y101 | $17,233 | 104.981 | Yes | De Minimis (Omitted) |
| — | Unknown | 650914609 | $39,709 | 39,708.68 | Unknown | Audit — Possible Missed 13F |
The audit bucket is the one that matters. Rather than quietly dropping a position it cannot classify, it puts it in front of you with the value attached, so the decision is yours and it is on the record.
RMD tracking
Show the RMD was met — and what was withheld.
It reads every distribution in the account and proposes what each one was: a taxable distribution, federal or state withholding, or a QCD. You approve or change the call, and name the charity on a QCD so it is there next year. At the end you can show not just that the RMD was satisfied, but exactly how.
James Ellis · Age 74 · Uniform Lifetime Table
QCD enabled · Default withholding: Fed 25% / State 5%
| Date | Amount | Description | Classification | Note | Status |
|---|---|---|---|---|---|
| 3/14/2026 | −$4,720.00 | ACH DISTRIBUTION TO CHECKING | Taxable distribution | — | Approved |
| 3/14/2026 | −$2,400.00 | FEDERAL TAX WITHHELD | Federal withholding | — | Approved |
| 3/14/2026 | −$480.00 | STATE TAX WITHHELD | State withholding | — | Approved |
| 6/02/2026 | −$2,000.00 | CHECK 2241 | QCD | St. Jude Children’s Research Hospital | Approved |
| 9/08/2026 | +$15.00 | VOID STALE CK5318419 | Excluded · suggested | — | Pending |
The last row is the point. It read an odd adjustment, proposed excluding it, and stopped for a human rather than quietly changing the number the client’s 1099 has to agree with.
Then, the work
Run your firm-specific operations with tools built by advisors.
Once the data is in one place, the day-to-day moves at a different speed. Each of these started as something we needed in our own firm and could not buy: portfolio management designed by portfolio managers, billing built by the people who have to run it on the first of the quarter. Not a general-purpose system with wealth management bolted on the side.
Portfolio management
Rebalance the household as a whole, or set a target on each account — whichever way your firm works. Either way it starts from the client’s tax bill rather than a spreadsheet of targets: specific lots selected, wash sales avoided across every account, asset location set the way you want it.
Billing
Run fees for the entire firm in a single pass. Tiered schedules, splits, minimums and exclusions applied by rule instead of by memory, and a summary you review before anything is final. The billing assistant checks each run against the last and flags anything odd before it reaches an invoice.
Reporting
Performance reporting at the household, account and position level, from templates your firm customizes once. Batched on the schedule you set, readable on the platform and delivered to the client portal from the same run.
Compliance
Firm dashboards for AUM, cash and allocation. 13F reporting and tracking, RMD across the book, and position reports that make filing your ADV straightforward — we know, because we file ours every year too.
And then, the AI
Assistants you chat with. Agents that run on their own.
Because the firm’s data now sits in one layer, an assistant can answer across all of it. Each one is scoped to a job rather than being a general-purpose chatbot. Put any of them on a schedule and it becomes an agent — the answer is waiting instead of asked for.
Your generalist
Looks across all your connected client data.
Scoped to the question
Each assistant is pointed at one job, so the answer arrives in the shape you needed.
An assistant answers when you ask it. Put one on a schedule and it runs without being asked — that is an agent. You add your own assistants as the firm finds jobs for them.
Where you start
Pick what your firm needs. Nothing else.
Just billing, if billing is what hurts. Just trading and rebalancing. Either of those with the AI switched on, or the whole platform with everything running. It is your call, and you can change it later — same data underneath, so nothing gets migrated twice.
Starting with the whole platform, AI included.
Integrates with what you already use
We like the challenging ones.
Large gains to de-risk, an inherited IRA with a distribution due, a gift to fund before year end. Those are the households we build for, and working them out is what keeps the platform and the assistants getting better. The everyday ones get easier as a result.